VISA® Classic or MasterCard® Classic
  
Only 12.5% APR.
MAX Credit Union offers two internationally honored credit cards: VISA and MasterCard. Both are accepted at millions of locations worldwide. MAX members may apply for either a VISA or MasterCard.
There are three major savings advantages when you have a MAX MasterCard or VISA card.
1. There is no annual fee. (Some financial institutions charge an annual fee.)
2. A low 12.5% APR!
3. At MAX, no interest is charged on card purchases if the balance is paid off within 25 days from the date of the billing cycle. (You don't get this grace period at many other financial institutions.)
IN ADDITION TO THE CONVENIENCE OF USING YOUR CARD TO PURCHASE GOODS AND SERVICES, YOU MAY ALSO GET CASH ADVANCES SHOULD YOU NEED THEM.
Cash advances may be received at MAX or at most other financial institutions by presenting your MasterCard or VISA Card and appropriate identification. For cash advances, interest or finance charges begin to accrue from the day the cash is drawn.
If you already have a VISA Card or MasterCard with another financial institution charging an annual fee, a higher interest or interest computed from the day of your purchase, you'll probably want to move your card account to MAX. Once your application is approved, a cash advance (within your line of credit) on your new MAX credit card may be obtained to pay off your old card. This advance then becomes your new balance at MAX and your interest rate will probably be lower. Just ask when applying at MAX. Specific credit limits are established when card applications are approved.
Existing MAX Visa or Mastercard Cardholders:
Click here to learn about balance transfers!
VISA® Card Cardholder Benefits (classic)
Travel Assistance Services
Travel Accident Insurance. You are automatically covered by $250,000 accidental death and dismemberment protection when traveling by air, bus, train, taxi or any other common carrier anywhere in the world when your card is used to purchase your ticket.
Auto Rental Insurance. It is at no additional cost to you and the coverage is on a 24-hour basis for damage due to collision or theft. There is worldwide protection coverage up to the actual cash value of most rental cars. (Effective March 1, 2004.)
Personal Identity Theft (Effective March 1, 2004)
The Visa Personal Identity Theft Coverage program offers coverage up to a maximum of $1,000 in reimbursements for the costs incurred as a direct result of the identity theft to re-establish your identity including:
Attorney fees for removing wrongful judgments or to defend against actions taken by creditors
Application and processing fees for the resubmission of loans, grants, and credit or other debt instruments rejected solely because of the identity theft
Notarization of affidavits attesting to identity theft
Long distance calls and postage incurred in reporting identity theft
Lost wages for time taken to rectify records as a direct result of the identity theft
MasterCard ® Credit Card Cardholder Benefits (classic)
Travel Assistance Services
Travel Accident Insurance. You are automatically covered by $250,000 accidental death and dismemberment protection when traveling by air, bus, train, taxi or any other common carrier anywhere in the world when your card is used to purchase your ticket.
This only a summary of your benefits. For more detailed information please
contact us by email, call toll free at 1-800-776-6776 ext. 4721 or locally at 215-4721.
Yes! You Can Switch Your Present Card to MAX!
Use the Savings Calculator to see how much you can save with a MAX credit card versus your current credit card.
New Account Services with eZCardInfo.com:
Download your transaction history
Electronic Bill Pay Service for recurring, or pre-scheduled payments
View your pending card payments.
Protect Your Credit Card Purchases 
Report a Lost or Stolen Card
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