Checking Accounts
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All MAX Checking accounts receive Free Online Bill Pay with Free eStatements. We give you choices to fit your lifestyle and rates that really do make a difference.
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Important information about setting up automatic payments from your checking account >
Me Checking
Who else in Central Alabama can give you 3% Annual Percentage Yield on your checking account? Only MAX can. Me Checking is Free, with no hidden fees or charges. And, there's no minimum balance requirement. Rate Subject to change. Some restrictions apply. Read about other Me Checking benefits and apply at mechecking.com >
Performance Chek with Performance Money Market
Not only does Performance Chek pay you 1% APY dividends, but you also get access to MAX's exclusive high-yield Performance Money Market AND a whole list of complimentary services: Free MAX checks, free traveler's checks, free notary service, free copies of checks, a free MAX ChekCard® (for qualifying members) and free overdraft protection. There's no monthly service fee with a minimum balance of $1,500. You'll receive five refunded ATM network fees ($1 each) per month on transactions you make at non-MAX ATMs. ATM fees charged by other Financial Institutions will not be waived. There is a monthly service fee of $7.50 when your balance falls below $1,500.
Check Rates for Performance Money Market >
MAXI-Chek®
MAXI-Chek® is an excellent choice for the active professional. There's no service charge for balances over $500.00. You'll enjoy free MAX ATM use, a free MAX ChekCard® (for qualified members), plus free overdraft protection, backed by your line of credit (upon approval) and/or Share Account. With MAXI-Chek®, you'll get two refunded ATM network fees ($1 each) per month on transactions at non-MAX ATMs. ATM fees charged by other Financial Institutions will not be waived.
Economy Chek
Do you write only a few checks per month? All you need to open an Economy Chek Account is $50. There's no minimum balance. You get the convenience of a free MAX ChekCard® (for qualified member) for an extra low, flat monthly service fee. There is a small per check charge that only applies for each check you clear after the first 12 each month. Remember, you get Free Bill Pay with eStatements. So pay those bills online and save.
Student Chek
Student Chek is a FREE Economy Chek account with no minimum balance requirements. All you need to open this account is $50. The monthly service fee is waived for all students aged 14-22. This exemption expires on your 23rd birthday.
Classic Chek
If you're 50 or over and living on a fixed income, this free checking account is the one to choose. With Classic Chek, you receive free MAX checks, you have no minimum balance requirement, no monthly fee and no "per transaction" charge. Plus, you get automatic overdraft protection.
Reorder Checks Online
MAX now offers 24 hour personal check reordering and online order status information through Harland. This service provides you with the ability to reorder your checks in a secure environment and from the convenience of your own home. To reorder checks now, click here.
Side by Side Comparison
** Primary account owner must be at least age 19 to qualify for Returned Check Solution.
*** MAX will not waive the fees charged by other financial institutions for use of their ATMs.
Click here for a larger view of the comparison chart >
MAX ChekCard®
 Let the MAX ChekCard®
Do the Writing for You.
If you're tired of writing checks and showing I.D.'s, let the MAX ChekCard® do the work for you. It works like a check, but with one big difference: It's accepted anywhere VISA® is accepted, but it's not a credit card - it's a plastic check! Purchases are deducted from your MAX Checking Account the same way they are when you write a check. The best advantage is: There is no extra charge! The MAX ChekCard® has no monthly fee or annual fee, and it doubles as an ATM card. Just download an application, stop by one of our conveniently located branches, or call (334) 260-2600 locally (1-800-776-6776 if you are outside of the tri-county area) and apply for your MAX ChekCard® today!
*If your ChekCard® is about to expire, expect your new card to be delivered within the first two weeks of the month that the card expires.
Report a Lost or Stolen Card 
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