Your Credit
Understanding Your Credit
Today, more than ever, it is important to take charge of your personal finances. While it is up to you to manage your financial health, there are proven strategies that will keep you on track and out of trouble with debt.
Get your FREE Annual Credit Report
Everyone is entitled to one free credit report from all three credit reporting agencies once every 12 months. Go to AnnualCreditReport.com and get your free report annually.
Improve Your Credit
Getting out of debt has become more difficult since the introduction of the credit card. The "buy now, pay later" mindset has left millions of consumers fighting a battle that is difficult to win. And, overspending has no social boundaries. In fact, many families in financial trouble have two high incomes.
To ensure a good credit rating, it is important to focus on paying your bills on time. However, as you accrue more debt, you may find this effort becomes more difficult. Read about our Credit Score Enhancement Program and see how MAX can help you reduce your debt and improve your credit score.
Identity Theft & Fraud
According to a recent document published by the U.S. General Accounting Office:
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Thousands of people each year report that they are victims of identity theft. |
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Many identity theft-related crimes go unreported. |
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Victims have spent over 175 hours and over $10,000 per incident to resolve these problems. |
The consequences can be staggering. Victims of identity fraud have:
| Discovered unauthorized debts and delinquent accounts, which can lead to calls from debt collectors |
| Lost their jobs |
| Faced criminal investigation, arrest or conviction |
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